international trade,Recession business advice,IT finance,business investement,IT cost,technology investments,IBM,guruonline,free business advice

Finance for IT

international trade,Recession business advice,IT finance,business investement,IT cost,technology investments,IBM,guruonline,free business advice
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What impact does financial climate have on a small to medium business?

Any business, whether its small or medium sized, or even larger, needs cash to function. Its essential at these times that they not only maintain the cash flow and drive that cash flow through the data book management, but also they look to extend and increase their cash facilities from the bank and from any other form of financier.

 

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Finance for IT

Richard Bingham
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Richard, a chartered accountant by profession, is responsible for IBM’s Financing offerings in UK and Ireland. He leads a team providing both standard and tailored payment structures to businesses looking to improve their investment in IT infrastructure, software and services. These can be short term deferrals over say 10-12 months or periods out to 5 years and beyond.

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In this exclusive interview, IBM's IT finance expert Richard Bingham offers free advice on financing your businesses IT investments in today's economic climate.

Richard puts forward a convincing argument as to why, when cut backs are needed, you don't start with your IT and how smaller businesses can ensure any investments are paid for. Richard goes on to explain that any investment needs to deliver return for the company, so whether its efficiency in terms of saving costs or in driving increased sales opportunity (which will ultimately deliver more profit for a business), that's the critical decision they have to make.

Richard also offers some possible suggestions on where smaller businesses can go when looking for IT finance, how to secure reasonable investments and what any potential lenders will be expecting from your business in return.

 

 

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